I accept that there are no refunds after a purchase is made. I accept that early withdrawals are not accepted. If I wish to stop payments, I will be required to pay any money owed for the remainder of the initial payment period in full on payment cancellation. I accept that if a payment is missed, my card will be charged again on a later date and recurrently until payment is successful. After five failed attempts, my plan will automatically be canceled, and will be in default. I accept that having a plan in default may limit my ability to continue other courses, and or sign up for any future offers, or courses with Melissa Fino until all money owed has been received.